Whether you’re a large employer or a small business looking for quality health insurance coverage, The Gerlitz Group can fulfill your employee benefit insurance needs. Fill out one of our quote request forms and in a timely manner receive a thorough group/employee benefit insurance quote or contact us today toll free at 1-866-970-2227 to discuss the features.

We also offer affordable personal insurance coverage, including Disability Insurance, Long Term Care Insurance, Whole Life, Universal Life, and Term Life Insurance policies.

Whether you live in a scenic city, a quaint small town, an historic village, or New York City, The Gerlitz Group is your personal and employee benefit insurance agency that will save you money with quality insurance packages from many of the leading insurance companies in the industry.


  • Constant policy review
  • Continuous attention to detail
  • Proper insurance market selection for client benefit programs
  • Control of the inherent pricing components driving the benefits market
  • Constant monitoring of new benefit related developments


Our benefits strategy includes:

  • Review of the customer’s entire program to offer recommendations for plan design changes and enhancements
  • Explore alternative funding arrangements; and
  • Select carriers and/or other service providers who are competent in providing competitive pricing and services.


After a review of the extensive prospective client’s current benefit package, we are prepared to offer recommendations to reduce health care costs, obtain coverage enhancements, advise new products available, identify areas of risk fragmentation in benefit plans that serve to facilitate rising health care costs and, most importantly, improve the funding through alternate financing or rate reduction for all benefit programs.

Our Services

  • Buy Sell
  • Key Man
  • Term Life
  • Universal Life
  • Second to Die (for Estate Planning)
  • Disability Income Protection
  • Long Term Care
  • Annuities
  • Life and Accidental Death & Dismemberment (AD&D)
  • High Limit Group Term Life for Executives
  • Major Medical Insurance Plans
    • HMO: Health Maintenance Organizations
    • EPO: Exclusive Provider organizations
    • PPO: Preferred Provider organizations
    • POS: Point of Service
    • ASO: Administrative Services Only
    • H.S.A: Health Savings Accounts
    • HRA: Health Reimbursement Arrangements
    • PEO : Professional Employer Organizations
  • Indemnity
  • Managed Care Options (PPO)
  • New York State Mandatory Disability
  • Short Term Disability
  • Long Term Disability
  • Key Man Disability Income for Executives
  • Profit Sharing
  • 401(k) Retirement Savings
  • Defined Benefit
  • Defined Contribution       
  • Dental
  • Vision
  • Accident
  • Cancer
  • Life Insurance
  • Disability Income protection
  • Long Term Care
  • Life Lock