Group Medical Insurance
We help you get it right
Choosing health benefits is one of the biggest business decisions you’ll make. We ask the right questions and then help you get the right group health insurance plan for your business.
Many options, but only one best choice.
Your employees are your company’s largest and most important investment. Keeping them healthy, safe, and productive is our priority.
A comprehensive employee benefits program is not just an incentive but a necessity in today’s competitive job market. The Gerlitz Group recognizes that a robust health benefits program contributes significantly to the satisfaction and well-being of the workforce. From group health insurance to specialized coverage like dental and vision, the scope of an employee health benefits package can vary.
Types of Group Medical Insurance
We offer a range of group insurance plans designed to provide the best healthcare options for your team:
Health Maintenance Organization (HMO)
A Primary Care Physician (PCP) coordinates all your care including giving you referrals to see specialists.
Only covers care within a specific network of doctors and hospitals. Out-of-network care is not covered, except in emergencies.
Pros: Lower premiums and out-of-pocket costs
Preferred Provider Organization (PPO)
Employees choose their own PCP and don't need referrals to see specialists. PPOs covers both in-network and out-of-network care, but you pay more out-of-network.
Pros: Greater flexibility in provider choice and easier access to specialists.
Exclusive Provider Organization (EPO)
EPOs are a mix between HMOs and PPOs. You do not need a referral to see specialists. However, they only cover in-network care—no out-of-network coverage except emergencies.
Pros: Lower cost than PPOs but with more flexibility than HMOs. No need to go through a PCP for specialist care.
Why Choose The Gerlitz Group?
Personalized Service
We take the time to understand your business and find the right plan to meet your needs.
Cost-Effective Solutions
We work with top insurance providers to secure competitive rates that fit your budget.
Ongoing Support
From plan selection to enrollment and ongoing management, we’re here to support you every step of the way.