Dental Plans
Employees love dental insurance
Group Dental Insurance is a dental coverage plan offered by employers or organizations to their employees or members. It helps reduce the cost of dental care by covering a portion of expenses related to preventive, basic, and major dental procedures.
Why Group Dental Insurance Benefits?
Attract and Retain Talent
- Employees value comprehensive benefits, and dental insurance is one of the most requested.
- A strong benefits package can set a company apart in a competitive job market.
Enhances Employee Loyalty and Morale
- Employees appreciate benefits that reduce out-of-pocket healthcare costs for them and their families.
- Happier employees are more engaged and loyal to their company.
Encourages Preventive Care, Reducing Long-Term Costs
- Regular dental visits catch issues early, preventing expensive and painful procedures later.
- Companies may save on healthcare costs by promoting overall well-being.
What Does Group Dental Insurance Typically Cover? Insurance?
Tier 1
Preventative Care
- Routine cleanings (usually twice per year)
- Exams and X-rays
- Fluoride treatments and sealants (for children)
- Space maintainers (for children)
Tier 2
Basic Procedures
- Fillings
- Simple extractions
- Emergency dental care
- Periodontal treatments (gum disease care)
Tier 3
Major Procedures
- Crowns, bridges, and dentures
- Root canals
- Oral surgery
- Implants (sometimes covered)
Optional
Orthodontic
Some plans include orthodontic care (braces, aligners) but usually with a lifetime maximum benefit and limited to dependents under a certain age.